About IPMG Product & Service: Life Assurance
IPMG offers a broad spectrum of Life Assurance Solutions to satisfy our client’s specific requirements within their changing lifecycles.
We make use of the a panel of preferred product suppliers which include all the Major Life Assurance suppliers in South Africa which are all registered and approved with the Financial Services Board.
Life assurance products are packaged for specific needs with varied premium paying patterns, terms and conditions and professional advice should be sought on structuring an optimal portfolio to suit your specific requirements.
Life Assurance for the Individual
- Providing Capital to be invested for Income requirements
- Settling outstanding debts including bonds, Vehicles and Loans
Life Assurance Solutions for business
- Buy and Sell - Providing Capital to buy out shares in a business –must be supported by a properly drafted buy &sell agreement.
- Key Person Assurance - Provide working capital in the event of the death of a Key Individual in the business – must be supported by a properly drafted Key Man agreement
- Contingent Liability Cover - Provide Capital for contingent liabilities including overdrafts, business loans etc.
- Deferred compensation - to retain selected employees to remain with the company for a period of time.
- Preferred compensation – to reward an employee for years of service be that 5 , 10 ,15 years etc.
It should be noted that referring to a product provider on our website does not constitute advice on our part and any interest or decision to invest with a particular company must be made in conjunction with one of our Financial Planners.
Kindly speak to one of our Financial Planners regarding the latest product structures and offerings in the market place and also to ascertain which product would be suitable to your specific needs.
See Client testimonials for IPMG Solutions - (Click here)
Contact our Client Services departments or an Associate in your area
IPMG Western Cape
IPMG Eastern Cape
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